Paygrid

Developer Platform

Now in Early Development

Build the future offinancial clearing

Integrate your institution with Paygrid's verifiable clearing network. Reduce capital requirements, eliminate settlement risk, and connect to the global financial network with a single API.

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Quick Start

Getting Started

Quick integration guide for financial institutions

5 min

API Reference

Complete API documentation with examples

10 min

Core Concepts

Understanding the Paygrid architecture

15 min

Why Paygrid?

Built for financial institutions that need speed, security, and capital efficiency

Multilateral Netting

Up to 90% reduction

Reduce settlement volume by 70-90% through intelligent payment batching and cycle detection

Atomic Settlement

Zero settlement risk

Payment-vs-payment settlement with cryptographic guarantees eliminates settlement risk

30-Minute Epochs

30 min cycles

Fast clearing cycles with deterministic finality for operational efficiency

Capital Efficiency

Minimal prefunding

Minimize locked capital through JIT funding and multilateral optimization

Simple. Powerful. Secure.

Submit a Payment in 3 Lines

TypeScript SDK for seamless integration

const paygrid = new PaygridClient({ apiKey });

// Create and sign a payment
const payment = await paygrid.createPayment({
  payeeId: "institution-bravo",
  amount: "1000000", // 1 USDC
  asset: "eip155:8453/erc20:0x..."
});

// Payment automatically batched and netted
// Settlement in the next 30-minute epoch

Three Powerful APIs

Everything you need to integrate with the clearing network

Discovery API

Find Counterparties

Privacy-preserving institution discovery with capability matching

Lookup by institution ID

Asset & chain compatibility

Connection endpoints

Accord API

Submit Payments

Bilateral payment negotiation with cryptographic signatures

EIP-712 signed messages

Automatic acknowledgements

Settlement intent formation

Vector API

Track Settlements

Monitor epochs, net positions, and settlement proofs

Real-time epoch status

Net position calculations

Merkle inclusion proofs

Integration Flow

Discover

Find compatible institutions

Submit

Send signed payment

Acknowledge

Receive confirmation

Settle

Atomic on-chain finality

Resources

Documentation

→ Getting Started Guide → Complete API Reference → Core Concepts & Architecture

SDKs & Tools

TypeScript SDK

Full-featured client library

API Sandbox

Test environment with mock data